More Benefit Options for Your Employees

JN Insurance Agency, helps provide companies with a wide variety of plans. Our plans give employees flexibility for extra coverage for accidental benefits, short-term and long-term disability, and sickness.


Our Accident Insurance Portfolio

Accidents can happen and when they do, medical and non-medical expenses can start adding up. Our accident insurance provides immediate benefits to assist with these unexpected costs. Accident coverage helps provide employees with additional financial protection to help cover the medical and non-medical costs of a covered accident.

Individual Accident

Individual Accident is a voluntary, composite rated, guaranteed renewable accident product that provides indemnity benefits for on and off-the- job accidents or off-job- only accidents. Individual Accident is HSA-compliant.

  • Individual Accident offers a fixed schedule of benefits from the initial care at a physician’s office or emergency room, specific injury benefits such as bone fractures or dislocations, surgery and hospital benefits, and follow-up care such as therapy benefits.

Individual Disability

A Voluntary Individual Short Term Disability Insurance Product

Individual Disability is a voluntary short-term disability product that is sold through  payroll deductions at the workplace. Individual Disability is HSA-compliant.

Special Risk

Our Cancer And Critical Illness Insurance Portfolio

Our cancer insurance policies pay lump-sum benefits that can help employees pay out-of-pocket expenses resulting from cancer treatment. Just as important, these products also cover annual cancer screening tests and wellness benefits to encourage employees to have regular screenings and improve their chances of survival if they do develop cancer.

“Critical illness insurance is specified disease insurance designed to help employees and their families maintain financial security during the lengthy, expensive recovery period of a serious medical event such as cancer, heart attack or stroke. Our products help employees with the out-of- pocket medical and non-medical expenses of a specified disease.”

We will do a precise analysis about ensuring the products offer by our multiple carriers can align with the best interest of our client, keeping close attention to pricing and ease of enrollment. Our focuses is on four areas of protection, many of which offer group as well as individual plans:

  • Medical – Hospital Confinement Indemnity Insurance, Accident Insurance
  • Income Protection – Disability Insurance
  • Catastrophic Illnesses – Cancer Insurance, Critical Illness Insurance
  • Survivor Benefits – Life Insurance with Waiver of Premium & Critical Care benefits rider, Whole Life Insurance, Term Life Insurance.

We know one-size-fits-all is not enough for any of our customer groups. That is why we place a great emphasis and focus on developing and pricing voluntary insurance products based on industry trends and market needs of the individual client.

We offer a FREE consultation and first analysis to determine which way you can go.

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    Carriers Available

    A list of our commonly used providers has been provided below. Our goal is to provide the most economical and competitive plans for you and your company.

    • AmeriHealth
    • Anthem
    • Atlantis Health Plans
    • Beechstreet Network
    • Benefit Planners
    • Blue Cross Blue Shield
    • Careington
    • Cigna
    • Delta Dental
    • Empire Blue Cross Blue Shield
    • First Rehabilitation
    • HealthNet
    • HealthPass
    • HealthPlex
    • Horizon (New Jersey)
    • Horizon Healthcare of NY
    • HIP
    • LIA Health Alliance
    • MDNY Healthcare
    • Multiplan Network
    • Nippon
    • Oxford Health Plans
    • Pacificare
    • Performax
    • PHCS Network
    • Safeguard
    • Unicare
    • Union Central
    • United Concordia
    • United Healthcare
    • UNUM
    • Vytra Healthcare

    Our goal is to provide the most economical and competitive plan.

    Contact us Get a Quote today!